Have you ever heard of distribution in kind? It’s a common practice in the business world, but many people aren’t familiar with it. Distribution in kind is a type of transaction where the money due to a creditor is...
If you’re in the business world, then it’s likely that you’ve heard of a “natural hedge.” But what does this term mean, and how can you use it to your advantage? A natural hedge is a type of financial...
Gharar is a term from Islamic law that is often used in the context of financial transactions. It refers to any kind of uncertainty or risk associated with a transaction, and its purpose is to protect both parties involved...
A horizontal market is an industry or sector that serves a wide range of customers. It functions on a homogenous platform, meaning the same product or service works across multiple industries. Examples of horizontal markets include computer hardware, software...
An inefficient market is one where the prices of assets do not reflect their true value. This means that, in an inefficient market, there are opportunities for investors to make profits by purchasing undervalued securities and selling them at...
Home bias is a common phenomenon in the investment world, where investors favor investments in their own countries over investments outside of their countries. This tendency is seen across all asset classes and can have significant implications for an...
A legal lending limit (LLL) is the maximum amount of money that a person or business can borrow from a financial institution without needing special permission from the government.
This limit exists to protect both borrowers and lenders from taking...
If you need a loan, then you need to find a reliable lender to work with. Borrowing money from a company that doesn’t have a license or has a bad reputation can be an extremely stupid idea. Loan sharking...
Clients love receiving free merch and promo items after staying loyal to a company for a few years. You can even get proactive with creating loyal customers by simply giving them free gifts whenever they use a certain tier...
If you have ever applied for a loan, you might have been asked to provide information regarding your credit history, so they’ll know if your credit score will qualify. It is common practice when individuals want to apply for...