To cut straight to the chase, an employer can make minor changes to your job, including reducing your pay by a small amount. Employment laws in Ontario also allow an employer to make significant changes to your employment that...
If you're wondering what's the deal with the tax lien sale, you're not alone. The sale has become a popular revenue-raiser for cities, but it's also a source of scams. This article will explain why tax lien sales are...
Counterparty risk is the exposure of a business to the financial condition of a customer, or other party. The risks are often different in time horizons and can materially increase or decrease as a result of even a slight...
What is cash surrender value and why is it important
When a life insurance policyholder dies, the death benefit pays out to their beneficiaries. However, there may be circumstances where the policyholder needs to access the cash value of their...
Unlimited liability exists in two forms, one for individuals and one for business. Unlimited liability is the right of a business owner to pursue all debts and liabilities incurred by his company, even if he is personally liable. In...
What is the Wilcoxon test and when is it used
The Wilcoxon test is a statistical test that is used to compare two populations that are either unpaired or related. It is a non-parametric test, which means that it does...
Regulation O and PPP Loans
Regulation is a term that describes the management of complex systems through trends and rules. These systems are common in society and biology, and the meaning of regulation depends on the context. This article will...
What is Form 8379 and what does it do
IRS Form 8379 is used to claim a refund for an overpayment of taxes that was attributable to certain qualified joint liabilities. To be eligible, the taxpayer must have filed a...
The Essential Components of an Engagement Letter
The engagement letter is a legal contract between a client and a professional firm. It sets forth the terms of the engagement and specifies the scope of the work to be performed. It...
The Williams Act refers to the 1968 amendments to the Securities Exchange Act of 1934. It is designed to prevent companies from making unfair tender offers to investors. The law is the result of a proposal from New Jersey...