Hard Dollars
What are hard dollars Hard dollars are funds that are specifically designated for a particular purpose. In business, hard dollars usually refer to expenditures that can be directly linked to revenue generation. For example, if a company spends money on advertising, the resulting increase in sales can be considered a hard dollar benefit. Hard dollars can also include expenses that save...
Home Equity Loan
DefinitionA home equity loan is a type of loan in which the borrower uses the equity of his or her home as collateral. The loan amount is determined by the value of the property, and the value of the property is determined by an appraiser from the lending institution. Home equity loans are often used to finance major expenses...
Hands-Off Investor
What is 'Hands-Off Investor' An investor who prefers to set an investment portfolio and make only minor changes for a long period of time. Many hands-off investors use index funds or target date funds which make only small and slow changes to their holdings, and therefore do not require much monitoring. Explaining 'Hands-Off Investor' ...
Halted Issue
What is 'Halted Issue' A planned security offering that does not go forward as planned. A halted issue can relate to an initial public offering (IPO) that will no longer occur, or to a bond issue that has been canceled, along with any other form of security offering that does not go on as originally expected. While...
Hamburg Stock Exchange (HAM) .H
What is 'Hamburg Stock Exchange (HAM) .H' This now-defunct exchange was located in Hamburg, Germany. It traded stocks, bonds and other securities and was a financial pillar of the city. It offered investment plans such as FONDS-X that impacted both open and closed-end funds. Explaining 'Hamburg Stock Exchange (HAM) .H' The HAM was the...
Hammer
What is a 'Hammer' A hammer is a price pattern in candlestick charting that occurs when a security trades significantly lower than its opening, but rallies later in the day to close either above or near its opening price. This pattern forms a hammer-shaped candlestick, in which the body is at least half the size of the...
Heads Of Agreement
What is 'Heads Of Agreement' A non-binding document outlining the main issues relevant to a tentative partnership agreement. Heads of agreement represents the first step on the path to a full legally binding agreement or contract, and serves as a guideline for the roles and responsibilities of the parties involved in a potential partnership before any binding...
Hang Seng Index (HSI)
What is 'Hang Seng Index - HSI' A market capitalization-weighted index of 40 of the largest companies that trade on the Hong Kong Exchange. The Hang Seng Index is maintained by a subsidiary of Hang Seng Bank, and has been published since 1969. The index aims to capture the leadership of the Hong Kong exchange, and covers...
Health Insurance Portability And Accountability Act (HIPAA)
What is 'Health Insurance Portability And Accountability Act - HIPAA' An act created by the U.S Congress in 1996 that amends both the Employee Retirement Income Security Act (ERISA) and the Public Health Service Act (PHSA) in an effort to protect individuals covered by health insurance and to set standards for the storage and privacy of personal...
Happiness Economics
DefinitionThe economics of happiness or happiness economics is the quantitative and theoretical study of happiness, positive and negative affect, well-being, quality of life, life satisfaction and related concepts, typically combining economics with other fields such as psychology, health and sociology. It typically treats such happiness-related measures, rather than wealth, income or profit, as something to be maximized. The field...