Financial Benefits of Equipment Financing
When you are trying to grow your business, you need to have access to capital. It’s a well-known concept, yet it can often be difficult for small and medium-sized businesses to access that capital. Having access to equipment can make a huge difference for a business owner. It can transform your business in many ways. However, often equipment that is...
Understanding the Differences Between Single vs. Joint Life Insurance
As you enter adulthood, you’re hit with a bevy of new terms. What’s a mortgage rate? What are non-refundable tax credits? What are executors, powers of attorney and codicils? These new terms, each important in their own way, come at you fast – and keeping up with everything can be tricky. So, you’d be forgiven for not knowing the difference...
Putting a lower price on bill of sale
If you're selling a car, truck, or another vehicle, you'll need to fill out a bill of sale. This document transfers ownership of the vehicle from the seller to the buyer and includes key information about the sale, such as the sales price. In some cases, you may want to put a lower sales price on the bill of...
How to Sell Your Car on a Payment Plan
A private car sale with a payment plan can be a great way to get the money you need from the sale of your car. You may have many reasons for wanting to sell your car privately, such as getting a better price than you would get from a dealership, or needing the money more quickly than you could...
How and Where to Exchange Small Bills for Large Bills
Let's face it, dealing with a bunch of small bills can be annoying. They're hard to keep track of and can make your wallet feel bulky. If you find yourself frequently lugging around a wad of ones and fives, you might be wondering if there's a way to exchange them for larger bills. Here's everything you need to know...
Rate of return vs Return on investment
Which is more important when it comes to investments: the rate of return or the return on investment? It's a question that has been debated for years, and there is no clear answer. Some people swear by the importance of getting the highest rate of return possible, while others believe that focus should be placed on achieving a high...
Option Execution – The process of buying or selling options
Options are a type of financial derivative that gives the owner the right to buy or sell an underlying asset at a specified price on or before a certain date. While options are often used as a hedging tool, they can also be traded for speculative purposes. When options are bought or sold, this is referred to as "option...
What Does It Mean If My RSU Is Vested But Not Released?
Employees often receive Restricted Stock Units (RSUs) as a form of compensation from their employer. RSUs are similar to stock options in that they represent an ownership stake in the company and can be worth a lot of money down the road. However, unlike stock options, RSUs are not immediately available to the employee; instead, they "vest" over time, which...
Credit Card Payments: Posted but Not Withdrawn?
You've just paid your credit card bill, and the payment shows up as "posted" on your account. So why isn't the balance lower? And when will the payment actually come out of your bank account? It can be confusing when you make a payment on your credit card and it shows up as "posted" on your account but the balance...
Contractor Wants Check Made Out to Cash: Here’s What You Should Do
When you're hiring a contractor, it's important to be aware of the many scams that exist in the industry. One of the most common scams is when a contractor asks for a check to be made out to cash. If this happens to you, don't panic. Here's what you should do. There are a few things that you can do...