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18 Results for Tag: agencies

Yield Burning

DefinitionYield burning is a form of financial fraud involving the United States municipal bond market. Yield Burning What is 'Yield Burning' The illegal practice of underwriters marking u

National Foundation For Consumer Credit (NFCC)

National Foundation For Consumer Credit (NFCC) What is 'National Foundation For Consumer Credit - NFCC' A non-profit organization that seeks to educate consumers about credit and borrowing

Nationally Recognized Statistical Ratings Organization (NRSRO)

Nationally Recognized Statistical Ratings Organization (NRSRO) What is 'Nationally Recognized Statistical Ratings Organization - NRSRO' The formal term to describe credit rating agencies t

Office Of The Comptroller Of The Currency (OCC)

Office Of The Comptroller Of The Currency (OCC) What is 'Office Of The Comptroller Of The Currency - OCC' A U.S. federal agency that serves to charter, regulate and supervise the national

Ratings Service

Ratings Service What is 'Ratings Service' A company, such as Moody's or Standard & Poor's, that rates various debt and preferred stock issues for safety of payment of principal, intere

Quasi-Public Corporation

Quasi-Public Corporation What is a 'Quasi-Public Corporation' A type of corporation in the private sector that is backed by a branch of government that has a public mandate to provide a gi

VantageScore

DefinitionVantageScore is a consumer credit-scoring model, created through a joint venture of the three major credit bureaus. The model is managed and maintained by an independent company, V

Fair And Accurate Credit Transactions Act (FACTA)

Fair And Accurate Credit Transactions Act (FACTA) What is 'Fair And Accurate Credit Transactions Act - FACTA' A U.S. resolution passed in 2003 that is aimed at enhancing protection measure

Federal Financial Institutions Examination Council (FFIEC)

Federal Financial Institutions Examination Council (FFIEC) What is 'Federal Financial Institutions Examination Council - FFIEC' An interagency body of the U.S. government made up of severa

Fair Credit Reporting Act (FCRA)

DefinitionThe Fair Credit Reporting Act, 15 U.S.C. ยง 1681 is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in
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