What is reinvestment risk and why is it important
Reinvestment risk is the risk that an investment will not perform as well in the future as it has in the past. This can happen for a number of reasons, including...
The result of mental processes and the competences of the people who own it is intellectual capital. It is an important form of capital that can be used for economic activity and generate income for its owner. It is...
How to Use the Incontestability Clause in Your Insurance Contract
If you have a contract that contains an incontestability clause, your insurer cannot cancel the policy under any circumstances. You may wonder what this clause is and how to use...
What is market saturation and how does it affect businesses
Market saturation occurs when a product or service is no longer being consumed at the same rate as it was in the past. This can happen for a variety of...
What is deleveraging and why is it important?
Deleveraging is the process of reducing financial leverage. Leverage is the use of borrowed money to increase investment returns. Deleveraging can be done through a variety of methods, including selling assets, paying...
When facing mounting debt, it is important to take all available measures before submitting your home to a judicial foreclosure. The sooner you begin the process, the more options you will have. Whether you have missed a payment or...
What is residual standard deviation and how is it used in statistics
In statistics, the residual standard deviation (RSS) is a measure of the variability of a data set that remains after accounting for the effects of other variables. It...
A graduated lease is a lease in which the payments increase during the course of the lease. In a three-year lease, the landlord will lock in a certain payment early in the term to avoid losing money. However, in...
You've probably seen a Wells Notice. This is a letter from a regulator indicating that it plans to recommend that enforcement proceedings against the prospective respondent be instituted. While the Wells Notice is not required by law, it is...
What is symmetrical distribution
Symmetrical distribution is a statistical term that refers to a distribution of data that is mirror-image across a central value. The most common type of symmetrical distribution is the normal distribution, which is often represented by...