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Offset Mortgage

Definition The term flexible mortgage refers to a residential mortgage loan that offers flexibility in the requirements to make monthly repayments. The flexible mortgage first...

Manufactured Payment

What is 'Manufactured Payment' A payment made to pass through dividend and interest payments from the borrower to the lender of those...

Mortgage Loan

DefinitionA mortgage loan, or simply mortgage, is used either by purchasers of real property to raise funds to buy real estate, or alternatively by...

Absolute Value

What is an 'Absolute Value' An absolute value is a business valuation method that uses discounted cash flow analysis to determine a...

Return on Investment

DefinitionReturn on investment is the ratio between the net profit and cost of investment resulting from an investment of some resource. A high ROI...
Real Rate Of Return

Real Rate Of Return

How to Calculate the Real Rate of Return on Your Investment The real rate of return helps investors determine which investment offers a higher return...

Return on Assets – ROA

Return on Assets (ROA) is a ratio designed to measure the efficiency of a company’s management. It indicates the company’s profitability as compared to...
rate and term refinance

Rate And Term Refinance

If you're like most homeowners, your mortgage is probably the biggest financial commitment you've ever made. So if you're thinking of refinancing, it's important...

Savings Bond Plan

What is 'Savings Bond Plan' A program that allows employees to purchase U.S. savings bonds, such as the Series EE and Series...

Savings Rate

What is a 'Savings Rate' A savings rate is the amount of money, expressed as a percentage or ratio, that a person...

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