You’re at the store and you’ve just been paid for the item you sold. The buyer hands you a check and you’re eager to deposit it so you can have the money in your account as soon as possible. But then you remember that your bank prohibits mobile deposit. What now?
Don’t worry, there are still a few options available to you. In this blog post, we’ll go over a few of the most common ways to deposit a check if your bank prohibits mobile deposit.
Option 1: Go to the Bank in Person
This is probably the most obvious solution, but it’s also the most time-consuming. If you have the time, you can simply go to your bank and deposit the check in person. This option does require you to take some extra time out of your day, but it’s still a perfectly valid way to deposit a check.
Option 2: Send the Check in the Mail
Another option is to simply mail the check to your bank. This option is pretty convenient because you don’t have to leave your house or take any extra time out of your day. All you need is a envelope and a stamp and you’re good to go. The only downside to this option is that it can take a few days for the check to be processed and for the money to show up in your account.
Option 3: Deposit at an ATM
If you have an ATM near you, that’s another option for depositing your check. Simply insert your card into the machine, enter your PIN, and follow the instructions on screen. Again, the only downside here is that it can take a few days for the money to show up in your account. But if you need to deposit the check right away, this is probably your best bet.
There are a few different options available to you if your bank prohibits mobile deposit. You can go to the bank in person, send the check in through the mail, or deposit at an ATM. Each option has its own set of pros and cons, so choose whichever one is best for you based on your needs and situation.