BROWSE

DTI

  • DTI is debt to income ratio
  • Your debt to income ratio is an important part of your credit score calculation
  • A low debt to income ratio is preferable

Further Reading


Economic growth, development of telecommunications infrastructure, and financial development in Asia, 1991–2012
www.sciencedirect.com [PDF]
… 59, February 2016, Pages 25-38. The Quarterly Review of Economics and Finance … financial development; and CII: Composite index of development of telecommunications infrastructure (DTI) … economists regard financial development as a key driver of economic growth (Hsueh …

The role of finance and corporate governance in national systems of innovationThe role of finance and corporate governance in national systems of innovation
journals.sagepub.com [PDF]
… 59, February 2016, Pages 25-38. The Quarterly Review of Economics and Finance … financial development; and CII: Composite index of development of telecommunications infrastructure (DTI) … economists regard financial development as a key driver of economic growth (Hsueh …

The politics of black economic empowerment in South AfricaThe politics of black economic empowerment in South Africa
www.tandfonline.com [PDF]
… 59, February 2016, Pages 25-38. The Quarterly Review of Economics and Finance … financial development; and CII: Composite index of development of telecommunications infrastructure (DTI) … economists regard financial development as a key driver of economic growth (Hsueh …

The development of financial reporting for SMEs in South Africa: Implications of recent and impending changesThe development of financial reporting for SMEs in South Africa: Implications of recent and impending changes
papers.ssrn.com [PDF]
… 59, February 2016, Pages 25-38. The Quarterly Review of Economics and Finance … financial development; and CII: Composite index of development of telecommunications infrastructure (DTI) … economists regard financial development as a key driver of economic growth (Hsueh …

Economic growth and the development of telecommunications infrastructure in the G-20 countries: A panel-VAR approachEconomic growth and the development of telecommunications infrastructure in the G-20 countries: A panel-VAR approach
www.sciencedirect.com [PDF]
… 59, February 2016, Pages 25-38. The Quarterly Review of Economics and Finance … financial development; and CII: Composite index of development of telecommunications infrastructure (DTI) … economists regard financial development as a key driver of economic growth (Hsueh …

The impact of the South African government's SMME programmes: a ten-year review (1994–2003)The impact of the South African government's SMME programmes: a ten-year review (1994–2003)
www.tandfonline.com [PDF]
… 59, February 2016, Pages 25-38. The Quarterly Review of Economics and Finance … financial development; and CII: Composite index of development of telecommunications infrastructure (DTI) … economists regard financial development as a key driver of economic growth (Hsueh …

Analysing value added as an indicator of intellectual capital and its consequences on company performanceAnalysing value added as an indicator of intellectual capital and its consequences on company performance
www.emerald.com [PDF]
… 59, February 2016, Pages 25-38. The Quarterly Review of Economics and Finance … financial development; and CII: Composite index of development of telecommunications infrastructure (DTI) … economists regard financial development as a key driver of economic growth (Hsueh …

The Impact of the Regulation of LTV and DTI of Korean Policy Mortgage Loans on the Loans for Household in Commercial BanksThe Impact of the Regulation of LTV and DTI of Korean Policy Mortgage Loans on the Loans for Household in Commercial Banks
www.tandfonline.com [PDF]
… 59, February 2016, Pages 25-38. The Quarterly Review of Economics and Finance … financial development; and CII: Composite index of development of telecommunications infrastructure (DTI) … economists regard financial development as a key driver of economic growth (Hsueh …



Q&A About DTI


Are there any risks associated with using a DTI calculator?

Yes, there are risks associated with using a DTI calculator. These risks include overstating or understating your actual expenses and/or income which could lead you to take out too much or too little money in your loan application. This could cause you to have trouble paying back your loan or defaulting on it altogether. It is important to use an accurate figure when calculating your DTI so that you do not end up taking out more money than what you need for your home purchase or refinance transaction."

What is DTI?

DTI stands for debt-to-income ratio.

What are some examples of debts that are included in the debt-to-income ratio calculation?

Some examples of debts that are included in the calculation include mortgage payments, car loans, credit card bills, student loans and child support payments.

What is the purpose of using a DTI calculator?

A DTI calculator helps borrowers determine if they can afford to make their monthly loan payment based on their current income and expenses.

How does the debt-to-income ratio work?

The debt-to-income ratio compares a borrower's total monthly debt payments to their gross monthly income.