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Water Exclusion Clause

What is 'Water Exclusion Clause '

A restriction in a homeowner's or renter's insurance policy that denies coverage for certain water-related claims. Types of water damage that are likely to fall under a water exclusion clause include damage caused by flood, tsunami, standing water, groundwater and drain/sewage backup. Some types of excluded water damage can be insured by purchasing a rider, while others cannot be covered at all or can only be covered through a separate policy.

Explaining 'Water Exclusion Clause '

Water damage is one of several types of exclusion clauses commonly found in homeowners' and renters' insurance policies. Other common exclusions include earthquakes, landslides, war, nuclear hazards and government action. On the other hand, losses that most policies do cover include fire, wind, hail, vehicle damage, vandalism, theft, and falling objects, among other losses.


Further Reading


Are the debates on water privatization missing the point? Experiences from Africa, Asia and Latin America
journals.sagepub.com [PDF]
… once a drainage or sanitation system is in place, it is uneco- nomic to exclude people who … defined as a good that can command a price in a market.(19) Considering water as an … Economics suggests that such goods should generally be priced at their “marginal cost”: the cost of …

… of Proximate Cause Principle in the Existence of Inserted Cause—Reflection on Insurance Claim Dispute over Engine Damage Caused by Water Infiltration of Insured …… of Proximate Cause Principle in the Existence of Inserted Cause—Reflection on Insurance Claim Dispute over Engine Damage Caused by Water Infiltration of Insured …
en.cnki.com.cn [PDF]
… once a drainage or sanitation system is in place, it is uneco- nomic to exclude people who … defined as a good that can command a price in a market.(19) Considering water as an … Economics suggests that such goods should generally be priced at their “marginal cost”: the cost of …

The Right2Water Initiative: the human right to water in the EU among social sustainability, vulnerable groups and exclusion of management benefitThe Right2Water Initiative: the human right to water in the EU among social sustainability, vulnerable groups and exclusion of management benefit
www.openstarts.units.it [PDF]
… once a drainage or sanitation system is in place, it is uneco- nomic to exclude people who … defined as a good that can command a price in a market.(19) Considering water as an … Economics suggests that such goods should generally be priced at their “marginal cost”: the cost of …

Water justice in South Africa: natural resources policy at the intersection of human rights, economics, and political powerWater justice in South Africa: natural resources policy at the intersection of human rights, economics, and political power
heinonline.org [PDF]
… once a drainage or sanitation system is in place, it is uneco- nomic to exclude people who … defined as a good that can command a price in a market.(19) Considering water as an … Economics suggests that such goods should generally be priced at their “marginal cost”: the cost of …

Claiming space, claiming water: Contested legal geographies of water in South TexasClaiming space, claiming water: Contested legal geographies of water in South Texas
www.tandfonline.com [PDF]
… once a drainage or sanitation system is in place, it is uneco- nomic to exclude people who … defined as a good that can command a price in a market.(19) Considering water as an … Economics suggests that such goods should generally be priced at their “marginal cost”: the cost of …

Evolving water institutions in England and Wales: An assessment of two decades of experienceEvolving water institutions in England and Wales: An assessment of two decades of experience
www.jstor.org [PDF]
… once a drainage or sanitation system is in place, it is uneco- nomic to exclude people who … defined as a good that can command a price in a market.(19) Considering water as an … Economics suggests that such goods should generally be priced at their “marginal cost”: the cost of …

Assessing side-payment and cost-sharing patterns in international water agreements: The geographic and economic connectionAssessing side-payment and cost-sharing patterns in international water agreements: The geographic and economic connection
www.sciencedirect.com [PDF]
… once a drainage or sanitation system is in place, it is uneco- nomic to exclude people who … defined as a good that can command a price in a market.(19) Considering water as an … Economics suggests that such goods should generally be priced at their “marginal cost”: the cost of …

Problems with private water concessions: a review of experiences and analysis of dynamicsProblems with private water concessions: a review of experiences and analysis of dynamics
iahr.tandfonline.com [PDF]
… once a drainage or sanitation system is in place, it is uneco- nomic to exclude people who … defined as a good that can command a price in a market.(19) Considering water as an … Economics suggests that such goods should generally be priced at their “marginal cost”: the cost of …



Q&A About Water Exclusion Clause


What types of damage are likely to fall under a water exclusion clause?

Damage caused by flood, tsunami, standing water, groundwater and drainsewage backup.

Is there any type of excluded water damage that cannot be covered at all or can only be covered through a separate policy?

Yes, there are some types of excluded water damage that cannot be covered at all or can only be covered through a separate policy.

What is a water exclusion clause?

A water exclusion clause is a restriction in a homeowner's or renter's insurance policy that denies coverage for certain water-related claims.

Can all types of excluded water damage be insured by purchasing a rider?

No, some types of excluded water damage can be insured by purchasing a rider.

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