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Unallocated Benefit

What is 'Unallocated Benefit'

A provision available in health insurance policies, where the insurer covers extra miscellaneous hospital expenses up to a predetermined maximum amount, instead of specifying a maximum payment for each individual type of expense. An unallocated benefit reimburses policy holders for extra hospital expenses, such as the costs of anesthesia, X-rays, lab tests, medications and supplies, all of which may be provided without entirely conforming to a schedule.

Explaining 'Unallocated Benefit'

A health insurance policy's schedule of benefits lays out which services the policy covers, how much the policy will pay toward the cost of those services and how much the policyholder is expected to contribute. It also states the policyholder's annual deductible, annual out-of-pocket maximum and lifetime maximum, and shows the difference in benefit amounts, if a medical service is acquired from an out-of-network provider, rather than an in-network provider.


Further Reading


Tax advantages of ESOP financing
search.proquest.com [PDF]
… the traditional registration procedure. In terms of benefits, we find that stock-return volatility and the likelihood that firms use shelf are positively related. Thus, the firms we anticipate would benefit the most … unallocated shelf use …

Guide to practical project appraisal. Social benefit-cost analysis in developing countries.Guide to practical project appraisal. Social benefit-cost analysis in developing countries.
www.cabdirect.org [PDF]
… the traditional registration procedure. In terms of benefits, we find that stock-return volatility and the likelihood that firms use shelf are positively related. Thus, the firms we anticipate would benefit the most … unallocated shelf use …

Understanding the economics of leveraged ESOPsUnderstanding the economics of leveraged ESOPs
www.tandfonline.com [PDF]
… the traditional registration procedure. In terms of benefits, we find that stock-return volatility and the likelihood that firms use shelf are positively related. Thus, the firms we anticipate would benefit the most … unallocated shelf use …

Cooperative principles and equity financing: A critical discussionCooperative principles and equity financing: A critical discussion
ageconsearch.umn.edu [PDF]
… the traditional registration procedure. In terms of benefits, we find that stock-return volatility and the likelihood that firms use shelf are positively related. Thus, the firms we anticipate would benefit the most … unallocated shelf use …


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