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U.S. Department of Housing and Urban Development (HUD)

What is 'U.S. Department of Housing and Urban Development - HUD'

The Department of Housing and Urban Development (HUD) is a U.S. government agency created in 1965 to support community development and home ownership. HUD does this by improving affordable home ownership opportunities, increasing safe and affordable rental options, reducing chronic homelessness, fighting housing discrimination by ensuring equal opportunity in the rental and purchase markets, and supporting vulnerable populations.

Explaining 'U.S. Department of Housing and Urban Development - HUD'

HUD enforces the Fair Housing Act and oversees the Community Development Block Grant, the Housing Choice Voucher program and other programs to assist low-income and disadvantaged Americans with their housing needs. Following Hurricane Katrina, HUD became involved in disaster recovery in the Gulf Coast region. HUD works with other government agencies and private organizations, including community nonprofits and faith-based groups, to reach its goals.

Grant Program

The Community Development Block Grant program allocates federal grant money to communities to develop neighborhoods that have decent, affordable housing. These grants typically aid low- and middle-income residents so they can find suitable living environments near employers, supermarkets or public transportation. States, cities, towns, communities and organizations apply for these block grants or for loan guarantees to aid in development projects.

Vouchers

The Housing Choice Voucher program, colloquially called Section 8, allows very low-income, disabled or elderly citizens to choose a place to live regardless of whether the property exists as subsidized housing. The property must meet certain requirements, and applicants need to meet government standards to qualify.


Further Reading




Q&A About U.S. Department of Housing and Urban Development (HUD)


How does the Housing Choice Voucher program work?

The Housing Choice Voucher program allows very low-income disabled or elderly citizens to choose a place to live regardless of whether the property exists as subsidized housing. The property must meet certain requirements; applicants need to meet government standards to qualify."

What does the Community Development Block Grant program do?

The Community Development Block Grant program allocates federal grant money to communities to develop neighborhoods that have decent, affordable housing. These grants typically aid low- and middle-income residents so they can find suitable living environments near employers, supermarkets or public transportation. States, cities, towns, communities and organizations apply for these block grants or for loan guarantees to aid in development projects.

How do people apply for assistance from HUD?

People can apply online or in person at a local office.

What is the mission of HUD?

The mission of HUD is to create affordable home ownership opportunities, increase safe and affordable rental options, reduce chronic homelessness, fight housing discrimination by ensuring equal opportunity in the rental and purchase markets, and support vulnerable populations.

What does HUD stand for?

U.S. Department of Housing and Urban Development (HUD).

What are some benefits of this program?

This program helps those who cannot afford market rates but still want an apartment/house on their own terms rather than having it chosen for them by someone else; it also gives more freedom over where you live if you have mobility issues such as being blind/deaf/disabled etc., allowing you access into areas not served by public transport (if your disability requires it)

Who are some groups that receive help from HUD?

Low-income or disadvantaged Americans with their housing needs.