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Take-Out Lender

What is 'Take-Out Lender'

A type of financial institution that provides a long-term mortgage on property. This mortgage will replace interim financing, such as a construction loan. Take-out lenders are normally large financial conglomerates, such as insurance or investment companies.

Explaining 'Take-Out Lender'

Take-out lenders replace short-term lenders such as banks or savings and loans. These entities usually view the properties for which they provide mortgages as investments. They expect them to provide capital gains when they are sold, in addition to receiving the mortgage payments.


Further Reading


Global financial instability: framework, events, issues
www.aeaweb.org [PDF]
… For example, those who want to take on big risks are likely to be the most eager to take out a loan, even at a high rate of interest … The potential conflict of interest between the borrower and lender stemming from moral hazard again implies that many lenders will lend less …

Payday lenders and economically distressed communities: A spatial analysis of financial predationPayday lenders and economically distressed communities: A spatial analysis of financial predation
www.tandfonline.com [PDF]
… For example, those who want to take on big risks are likely to be the most eager to take out a loan, even at a high rate of interest … The potential conflict of interest between the borrower and lender stemming from moral hazard again implies that many lenders will lend less …

Responding to the housing and financial crises: mortgage lending, mortgage products and government policiesResponding to the housing and financial crises: mortgage lending, mortgage products and government policies
www.tandfonline.com [PDF]
… For example, those who want to take on big risks are likely to be the most eager to take out a loan, even at a high rate of interest … The potential conflict of interest between the borrower and lender stemming from moral hazard again implies that many lenders will lend less …

On the economics of subprime lendingOn the economics of subprime lending
link.springer.com [PDF]
… For example, those who want to take on big risks are likely to be the most eager to take out a loan, even at a high rate of interest … The potential conflict of interest between the borrower and lender stemming from moral hazard again implies that many lenders will lend less …

The effect of credit market competition on lending relationshipsThe effect of credit market competition on lending relationships
academic.oup.com [PDF]
… For example, those who want to take on big risks are likely to be the most eager to take out a loan, even at a high rate of interest … The potential conflict of interest between the borrower and lender stemming from moral hazard again implies that many lenders will lend less …

Recent advances in lending to the poor with asymmetric informationRecent advances in lending to the poor with asymmetric information
www.tandfonline.com [PDF]
… For example, those who want to take on big risks are likely to be the most eager to take out a loan, even at a high rate of interest … The potential conflict of interest between the borrower and lender stemming from moral hazard again implies that many lenders will lend less …

Post-socialist housing meets transnational finance: Foreign banks, mortgage lending, and the privatization of welfare in Hungary and EstoniaPost-socialist housing meets transnational finance: Foreign banks, mortgage lending, and the privatization of welfare in Hungary and Estonia
www.tandfonline.com [PDF]
… For example, those who want to take on big risks are likely to be the most eager to take out a loan, even at a high rate of interest … The potential conflict of interest between the borrower and lender stemming from moral hazard again implies that many lenders will lend less …

Cause and effect: government policies and the financial crisisCause and effect: government policies and the financial crisis
www.tandfonline.com [PDF]
… For example, those who want to take on big risks are likely to be the most eager to take out a loan, even at a high rate of interest … The potential conflict of interest between the borrower and lender stemming from moral hazard again implies that many lenders will lend less …


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