National Bank Surveillance System


The National Bank Surveillance System is a computerized, off-site monitoring system developed by the U.S. Office of the Comptroller of the Currency “to assist in the early detection of problem banks and bank management,” for the purpose of initiating early corrective action.

National Bank Surveillance System

What is ‘National Bank Surveillance System’

A computerized monitoring system developed and implemented in 1975 by the U.S. Office of the Comptroller of the Currency (OCC) to collect data and evaluate national banks’ financial performance. By identifying banks in financial trouble, it acts as an early-warning system. Its quarterly Bank Performance Report compares each bank to a group of its peers to get an accurate picture of banks’ performance.

Explaining ‘National Bank Surveillance System’

The purpose of the Office of the Comptroller of the Currency is, as its motto proclaims, “ensuring a safe and sound national banking system for all Americans.” The OCC charters, regulates and supervises all U.S. national banks. Its supervisory functions include on-site reviews of national banks and oversight of bank operations.

National Bank Surveillance System FAQ

What is surveillance in banking?

A cutting edge bank video observation framework permits film from different branches to be sent to a focal checking room, or saw over the web. This makes review and control extremely simple, quick and savvy. Oct 10, 2019

What are the liabilities of a bank?

Liabilities are what the bank owes to other people. In particular, the bank owes any stores made in the bank to the individuals who have made them. The total assets, or value, of the bank is the all out resources less all out liabilities.

What is the role of a national bank?

In the US, a public bank is a business bank. … This establishment will work as a part bank of the Central bank and is a contributing individual from its area Central Bank. Public banks may encourage the sale cycle of U.S. Depository bonds. .Jun 1, 2020

Which of the following is an example of a bank asset?

A bank can have various kinds of resources, including actual assets, for example, hardware and land; advances, including revenue from shopper and business credits; stores, or possessions of stores of the national bank and vault money; and speculations, or protections. Aug 21, 2017

What is bank capitalization?

Banks are needed to be adequately promoted, which means they should have enough resources that can be promptly changed over to money to meet present moment and long haul commitments.

Why is it that bank executives today may not want their banks to hold sufficient levels of bank capital even if doing so would make their banks more stable?

Can any anyone explain why bank heads today may not need their banks to hold adequate degrees of bank capital, regardless of whether doing so would make their banks more steady? Bank capital: The capital of the bank fills in as a pad against a circumstance when the estimation of the resources of the bank decay.

Further Reading

  • Central banks and financial stability: a survey – [PDF]
  • Designing Stress Tests for the Czech Banking System – [PDF]
  • FIMS: A new monitoring system for banking institutions – [PDF]
  • Two cases for sand in the wheels of international finance – [PDF]
  • Establishing on-site bank examination priorities: An early-warning system using accounting and market information – [PDF]