BROWSE

Joint Credit

What is 'Joint Credit'

Credit issued to two or more people based on their combined incomes, assets and credit histories. Joint credit can be issued to multiple individuals or organizations. The parties involved accept joint responsibility for repaying the debt.

Explaining 'Joint Credit'

Many married couples apply for joint credit. This is especially true with the purchase of a home. Joint credit is an issue and concern in divorce proceedings, under which the terms may give one partner responsibility for certain debts and the other partner responsibility for other debts. It is possible that subsequent to the divorce proceedings, the former partners may still affect one another's credit.


Further Reading


Discriminating the number of credit cards held by college students using credit and money attitudes
www.sciencedirect.com [PDF]
… and 16% of the individual card holders had department store cards and only 3% of the joint card holders … Journal of Consumer Studies and Home Economics, 17, 391–402 Google Scholar. Brobeck, 1997 Brobeck, S. (1997). The consumer impacts of expanding credit card debt …

An economic model of trade creditAn economic model of trade credit
www.jstor.org [PDF]
… and 16% of the individual card holders had department store cards and only 3% of the joint card holders … Journal of Consumer Studies and Home Economics, 17, 391–402 Google Scholar. Brobeck, 1997 Brobeck, S. (1997). The consumer impacts of expanding credit card debt …

Stock options and credit default swaps: A joint framework for valuation and estimationStock options and credit default swaps: A joint framework for valuation and estimation
academic.oup.com [PDF]
… and 16% of the individual card holders had department store cards and only 3% of the joint card holders … Journal of Consumer Studies and Home Economics, 17, 391–402 Google Scholar. Brobeck, 1997 Brobeck, S. (1997). The consumer impacts of expanding credit card debt …

Group-lending: Sequential financing, lender monitoring and joint liabilityGroup-lending: Sequential financing, lender monitoring and joint liability
www.sciencedirect.com [PDF]
… and 16% of the individual card holders had department store cards and only 3% of the joint card holders … Journal of Consumer Studies and Home Economics, 17, 391–402 Google Scholar. Brobeck, 1997 Brobeck, S. (1997). The consumer impacts of expanding credit card debt …

A particle swarm optimization for solving joint pricing and lot-sizing problem with fluctuating demand and trade credit financingA particle swarm optimization for solving joint pricing and lot-sizing problem with fluctuating demand and trade credit financing
www.sciencedirect.com [PDF]
… and 16% of the individual card holders had department store cards and only 3% of the joint card holders … Journal of Consumer Studies and Home Economics, 17, 391–402 Google Scholar. Brobeck, 1997 Brobeck, S. (1997). The consumer impacts of expanding credit card debt …

A joint approach for setting unit price and the length of the credit period for a seller when end demand is price sensitiveA joint approach for setting unit price and the length of the credit period for a seller when end demand is price sensitive
www.sciencedirect.com [PDF]
… and 16% of the individual card holders had department store cards and only 3% of the joint card holders … Journal of Consumer Studies and Home Economics, 17, 391–402 Google Scholar. Brobeck, 1997 Brobeck, S. (1997). The consumer impacts of expanding credit card debt …

The economics of lending with joint liability: theory and practiceThe economics of lending with joint liability: theory and practice
www.sciencedirect.com [PDF]
… and 16% of the individual card holders had department store cards and only 3% of the joint card holders … Journal of Consumer Studies and Home Economics, 17, 391–402 Google Scholar. Brobeck, 1997 Brobeck, S. (1997). The consumer impacts of expanding credit card debt …

Financing smallholder production: A comparison of individual and group credit schemes in ZimbabweFinancing smallholder production: A comparison of individual and group credit schemes in Zimbabwe
onlinelibrary.wiley.com [PDF]
… and 16% of the individual card holders had department store cards and only 3% of the joint card holders … Journal of Consumer Studies and Home Economics, 17, 391–402 Google Scholar. Brobeck, 1997 Brobeck, S. (1997). The consumer impacts of expanding credit card debt …

Joint pricing and replenishment decisions for deteriorating items with lot-size and time-dependent purchasing cost under credit periodJoint pricing and replenishment decisions for deteriorating items with lot-size and time-dependent purchasing cost under credit period
www.tandfonline.com [PDF]
… and 16% of the individual card holders had department store cards and only 3% of the joint card holders … Journal of Consumer Studies and Home Economics, 17, 391–402 Google Scholar. Brobeck, 1997 Brobeck, S. (1997). The consumer impacts of expanding credit card debt …

Efficiency of the Brazilian credit unions: A joint evaluation of economic and social goalsEfficiency of the Brazilian credit unions: A joint evaluation of economic and social goals
www.tandfonline.com [PDF]
… and 16% of the individual card holders had department store cards and only 3% of the joint card holders … Journal of Consumer Studies and Home Economics, 17, 391–402 Google Scholar. Brobeck, 1997 Brobeck, S. (1997). The consumer impacts of expanding credit card debt …



FAQ


What is Social Credit?

Social Credit is an interdisciplinary and distributive philosophy.

How does Social Credit differ from other philosophies?

It differs in that it encompasses economics, political science, history, and accounting.

Who developed the philosophy of Social Credit?

C. H. Douglas developed the philosophy of social credit.

Why did C. H. Douglas develop the philosophy of social credit?

He wanted to build a new civilization based upon absolute economic security for the individual where they shall sit every man under his vine and under his fig tree; and none shall make them afraid."

In what way do you think people should be put in a position to construct their own utopia?

By providing each person with basic income (absolute economic security).

?

Leave a Reply

Your email address will not be published. Required fields are marked *