Islamic Debt Financing - Murabaha The Islamic mode of debt financing known as murabaha is a form of credit agreement that enables a buyer and seller to agree on the cost-plus or markup price for the goods they are buying...
What is a Swingline Loan A Swingline loan is a type of business loan that gives the borrower the ability to access a line of credit up to a certain amount. The borrowing limit is usually determined by the lender,...
What is a junior mortgage and how does it work A junior mortgage is a loan that is secured by the property, but which has a lower priority than the primary mortgage. In the event that the borrower defaults on...
What Is Additional Paid-In Capital? Additional Paid-in Capital is the premium a company receives from investors either at its initial public offering (IPO) or when it sells primary shares. This is accounted for in shareholders' equity and counterbalances the cash...
What is an accrued liability An accrued liability is a financial obligation that has been incurred but has not yet been paid. This can occur when goods or services are received but invoices have not yet been issued, or when...
There are two fundamental approaches to loan loss provisioning: a negative approach and a discretionary approach. Negative provisioning is the most traditional approach, whereas a non-discretionary approach is the most modern approach. Both approaches have benefits and drawbacks, but...
What is a hybrid arm and how does it work A hybrid arm is a type of prosthetic arm that combines the best features of myoelectric and body-powered devices. The arm consists of a hook or hand, which is attached...
Three Ways to Successfully Organize a Brown Bag Meeting Brown bag meetings are a combination of a seminar and a small-group meeting. They are focused on problem-solving and develop a team-building spirit. The results of a brown bag meeting are...
Gamma hedging is a form of risk management that is credit in nature. It involves adding diverging option positions to your portfolio. This strategy is applicable in markets with low volatility. This method is different from delta neutral risk...
What is an Option Pool An option pool is a portion of a company's equity that is set aside for issuance to future employees, directors, and consultants. The size of the option pool is typically determined at the time of...