Tag: loan

Yield Maintenance in Commercial Real Estate Loans Yield Maintenance refers to the penalties you pay if you pay off your loan early. The penalty is...

What is 'Impaired Credit' A deterioration in the creditworthiness of an individual or entity. This is usually reflected through a lower credit...

What is yield spread premium Yield spread premium is the difference between the interest rate a borrower pays on a loan and the interest rate...

What is 'Implicit Rental Rate' The opportunity costs that a firm incurs as a result of using their own assets for ongoing...

What is 'In-House' In-house refers to conducting an activity or operation within a company, instead of relying on outsourcing. A firm uses...

What is 'Inbound Cash Flow' Any currency that a company or individual receives through conducting a transaction with another party. Inbound cash...

What is 'In-House Financing' In-house financing is a type of seller financing in which a firm extends customers a loan, allowing them...

A negative interest rate policy (NIRP) is a monetary policy that is used by central banks to keep negative rates in the country. The...

Definition The term flexible mortgage refers to a residential mortgage loan that offers flexibility in the requirements to make monthly repayments. The flexible mortgage first...

What is 'One-Bank Holding Company' A corporation that holds at least a quarter of the voting stock of a commercial bank. One-bank...