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James R. Crosby

What is 'James R. Crosby'

The CEO of HBOS Plc from 1998 to 2006. Crosby trained as an actuary and joined Halifax Building Society in 1994 as a managing director. Through the acquisition of two insurance companies, Crosby helped turn Halifax from a mortgage bank into a broader financial services company.


In 2001, Crosby engineered a merger between Halifax and the Bank of Scotland, creating HBOS. HBOS was a leader in its sector in 2003, although it was experiencing financial trouble in 2002 from bad loans. The bank ended up collapsing in 2008, and Lloyds TSB, one of HBOS's main competitors, took over HBOS in 2009 to form Lloyds Banking Group.

Explaining 'James R. Crosby'

Crosby was born in 1956 in Britain and began his career in 1977 as a fund manager with life insurance company Scottish Amicable. He has also been an adviser to former British Prime Minister Gordon Brown.


Crosby stepped down from HBOS in 2006; he was also forced to resign from Britain's Financial Services Authority, which regulates the UK's financial service providers, after being accused of firing the head of HBOS's risk team for his acting as a whistleblower and warning that the bank was engaging in excessively risky behavior. Crosby was criticized for the high pension he was due to receive despite the crisis at HBOS.


Further Reading


Differences between non-aggressive, rejected children and popular children during peer collaboration
www.tandfonline.com [PDF]
… Acknowledgments. This article is based on the doctoral dissertation of Kimberly A. Crosby, which was completed under the supervision of Gary D. Fireman and James R. Clopton. The other committee members, Joaquin Borrego …

List price and sales prices of residential properties during booms and bustsList price and sales prices of residential properties during booms and busts
www.sciencedirect.com [PDF]
… Acknowledgments. This article is based on the doctoral dissertation of Kimberly A. Crosby, which was completed under the supervision of Gary D. Fireman and James R. Clopton. The other committee members, Joaquin Borrego …

A content analysis of research in quality management and a proposed agenda for future researchA content analysis of research in quality management and a proposed agenda for future research
www.tandfonline.com [PDF]
… Acknowledgments. This article is based on the doctoral dissertation of Kimberly A. Crosby, which was completed under the supervision of Gary D. Fireman and James R. Clopton. The other committee members, Joaquin Borrego …

Conceptual foundations of strategic planning in the Malcolm Baldrige criteria for performance excellenceConceptual foundations of strategic planning in the Malcolm Baldrige criteria for performance excellence
www.tandfonline.com [PDF]
… Acknowledgments. This article is based on the doctoral dissertation of Kimberly A. Crosby, which was completed under the supervision of Gary D. Fireman and James R. Clopton. The other committee members, Joaquin Borrego …

Changes in the credit repayment performance of low income consumers: an exploratory studyChanges in the credit repayment performance of low income consumers: an exploratory study
onlinelibrary.wiley.com [PDF]
… Acknowledgments. This article is based on the doctoral dissertation of Kimberly A. Crosby, which was completed under the supervision of Gary D. Fireman and James R. Clopton. The other committee members, Joaquin Borrego …

Current pharmacotherapy practices for cocaine abuseCurrent pharmacotherapy practices for cocaine abuse
www.tandfonline.com [PDF]
… Acknowledgments. This article is based on the doctoral dissertation of Kimberly A. Crosby, which was completed under the supervision of Gary D. Fireman and James R. Clopton. The other committee members, Joaquin Borrego …

The validity of teens' and young adults' self-reported condom useThe validity of teens' and young adults' self-reported condom use
jamanetwork.com [PDF]
… Acknowledgments. This article is based on the doctoral dissertation of Kimberly A. Crosby, which was completed under the supervision of Gary D. Fireman and James R. Clopton. The other committee members, Joaquin Borrego …

Can social capital be intentionally generated? A randomized trial from rural South AfricaCan social capital be intentionally generated? A randomized trial from rural South Africa
www.sciencedirect.com [PDF]
… Acknowledgments. This article is based on the doctoral dissertation of Kimberly A. Crosby, which was completed under the supervision of Gary D. Fireman and James R. Clopton. The other committee members, Joaquin Borrego …

The local geographies of the financial crisis: from the housing bubble to economic recession and beyondThe local geographies of the financial crisis: from the housing bubble to economic recession and beyond
academic.oup.com [PDF]
… Acknowledgments. This article is based on the doctoral dissertation of Kimberly A. Crosby, which was completed under the supervision of Gary D. Fireman and James R. Clopton. The other committee members, Joaquin Borrego …


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