What You Should Know About Securities-Based Lending for Your Business
If you're looking to diversify the loan options that you offer to your clients, securities-based lending should be on your radar. This popular form of lending utilizes securities as collateral, and provides borrowers with more flexibility in how they spend their funds. It also boasts a quick approval process. Keep reading to learn what you need to know about securities-based...
The Pros and Cons of Anti-Obesity Medication for Weight Loss
The prevalence of obesity has been increasing worldwide and is reaching epidemic levels. As a result, weight loss medications have become increasingly popular as a way to tackle the issue of excess body weight. Anti-obesity medications are drugs that can affect the perception of hunger or energy use in the body and thus lead to reduced food intake and...
Why Do People Take Out Loans?
Loans are a financial tool that allow individuals and businesses to borrow money from a lender with the intention of paying it back at a later date, usually with interest. There are many reasons why people may choose to take out a loan, including to purchase a home, pay for education, start a business, or consolidate debt. Personal loans are...
Netback: Price, Definition and Formula
Netback refers to the price at which a producer of a commodity, such as oil or natural gas, can sell its product after deducting the costs of transportation and other expenses. Netback prices are used to compare the profitability of different sources of supply and to determine the price at which a producer can sell its product in different...
Interest Rate Floor
An interest rate floor is a financial instrument or contract that sets a minimum interest rate that must be paid on a financial instrument or debt obligation. It is used to protect the holder of the instrument or debt from incurring losses due to declining interest rates. There are several types of interest rate floors, including simple interest rate floors,...
Shadow Pricing: Examples, Uses and Cost-Benefit Analysis
Shadow pricing is a technique used to estimate the value of a product or service that does not have a market price. Why is Shadow Pricing Used? Shadow pricing is often used in economic analysis and decision-making, particularly when evaluating the costs and benefits of public policies or projects. How is a Shadow Price Determined? To determine a shadow price, analysts consider the...
What is volume analysis?
Volume analysis is the study of the number of securities that are traded in a particular market or security over a specific period of time. It is used by traders and investors to gauge the level of activity in the market and to help identify potential trends or patterns. Why is volume analysis important? Volume analysis is important because it helps...
Level 3 Assets: Definition and Characteristics
Level 3 assets refer to financial instruments that are not actively traded in the market and are difficult to value due to a lack of observable market data. These assets are typically classified as Level 3 in the fair value hierarchy, which is a framework used by accounting standards to measure and report the fair value of financial instruments. Level...
IS-LM Model
The IS-LM model, also known as the Hicks-Hansen model, is a macroeconomic framework that represents the relationship between the goods market and the financial market in an economy. It is based on the idea that the level of national income, employment, and output in an economy is determined by the intersection of the investment-saving (IS) curve and the liquidity...
How to Hire and Invest in Truck Drivers
The trucking industry is prone to changes as a result of new trends. Currently, the industry is experiencing a truck driver shortage. With the lack of a qualified workforce and retiring drivers, this trend will remain in the future. The companies in this industry are growing, so the need for drivers is rising. How to hire and invest in...