DefinitionA heat map is a graphical representation of data where the individual values contained in a matrix are represented as colors. "Heat map" is a newer term but shading matrices have existed for over a century. Heatmap What...
What is the 'Half-Year Convention For Depreciation'
When it comes to depreciation, the half-year convention refers to the depreciation schedule that considers all property purchased throughout the year as if it were bought precisely at the halfway point of the...
What is 'Heath-Jarrow-Morton Model - HJM Model' A model that applies forward rates to an existing term structure of interest rates to determine appropriate prices for securities that are sensitive to changes in interest rates. Next Up Model...
What is Healthcare Power Of Attorney
A healthcare power of attorney (POA) is a legal document that gives someone else the authority to make decisions about your healthcare in the event that you are unable to do so yourself. This...
What is 'Hard Money' Hard money consists of funding by a government or organization that is repetitive, rather than a one-time grant. Examples include ongoing government daycare subsidies or firms that pay annual scholarships to post-secondary students....
DefinitionIn the United States, a health maintenance organization is a medical insurance group that provides health services for a fixed annual fee. It is an organization that provides or arranges managed care for health insurance, self-funded health care benefit...
What is 'Hard Landing' An economic state wherein the economy is slowing down sharply or is tipped into outright recession after a period of rapid growth, due to government attempts to rein in inflation. A hard landing...
What is 'Harry Potter Stock Index' A collection of stocks from companies related to the "Harry Potter" series franchise. Created by StockPickr, this index seeks to capture some of Harry Potter's success by investing in selected movie...
What are hard dollars
Hard dollars are funds that are specifically designated for a particular purpose. In business, hard dollars usually refer to expenditures that can be directly linked to revenue generation. For example, if a company spends money on...
DefinitionA home equity loan is a type of loan in which the borrower uses the equity of his or her home as collateral. The loan amount is determined by the value of the property, and the value of the...