Garnishment

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Definition

Garnishment is an American legal process for collecting a monetary judgment on behalf of a plaintiff from a defendant. Garnishment allows the plaintiff to take the money or property of the debtor from the person or institution that holds that property. A similar legal mechanism called execution allows the seizure of money or property held directly by the debtor.

What is 'Garnishment'

A legal process whereby payments towards a debt owed by an individual can be paid by a third party - which holds money or property that is due to the individual - directly to the creditor. The third party in such a case is generally the individual's employer and is known as the garnishee. Garnishments are typically used for debts such as unpaid taxes, monetary fines and child support payments.

Explaining 'Garnishment'

For example, if John Smith owes $10,000 in unpaid taxes that have been overdue, the IRS can resort to garnishment of his wages. The IRS would then direct Smith's employer to remit a portion of his salary for a certain amount of time, until Smith has paid off his taxes in full. Garnishments can have a negative impact on one's credit rating.

'Empty, swept and garnished': the public finance initiative case of Throckley Middle School
www.tandfonline.com [PDF]
… Yet the calculative, discretionary agent of economics is always incomplete: “the logic of economic liberalism lives within … Council (NCC) officers lodged discussion firmly in the technical, managerial sphere of sound economic response to … 'Empty, Swept and Garnished': the Public …

Squandering the Gain: Garnishing and the Continuing Dilemma of Physician Financial Incentives
heinonline.org [PDF]
… Yet the calculative, discretionary agent of economics is always incomplete: “the logic of economic liberalism lives within … Council (NCC) officers lodged discussion firmly in the technical, managerial sphere of sound economic response to … 'Empty, Swept and Garnished': the Public …

Bankruptcy and state collections: The case of the missing garnishments
heinonline.org [PDF]
… Yet the calculative, discretionary agent of economics is always incomplete: “the logic of economic liberalism lives within … Council (NCC) officers lodged discussion firmly in the technical, managerial sphere of sound economic response to … 'Empty, Swept and Garnished': the Public …

Factors of garnishing across the border investments
www.econstor.eu [PDF]
… Yet the calculative, discretionary agent of economics is always incomplete: “the logic of economic liberalism lives within … Council (NCC) officers lodged discussion firmly in the technical, managerial sphere of sound economic response to … 'Empty, Swept and Garnished': the Public …

The effect of garnishee orders on the personnel of the Department of Health, South Africa
www.tandfonline.com [PDF]
… Yet the calculative, discretionary agent of economics is always incomplete: “the logic of economic liberalism lives within … Council (NCC) officers lodged discussion firmly in the technical, managerial sphere of sound economic response to … 'Empty, Swept and Garnished': the Public …

The Effect of the Garnishment Provisions of the Consumer Protection Act Upon State Garnishment Laws
heinonline.org [PDF]
… Yet the calculative, discretionary agent of economics is always incomplete: “the logic of economic liberalism lives within … Council (NCC) officers lodged discussion firmly in the technical, managerial sphere of sound economic response to … 'Empty, Swept and Garnished': the Public …

Abolition of Wage Garnishment
heinonline.org [PDF]
… Yet the calculative, discretionary agent of economics is always incomplete: “the logic of economic liberalism lives within … Council (NCC) officers lodged discussion firmly in the technical, managerial sphere of sound economic response to … 'Empty, Swept and Garnished': the Public …

Getting out of debt: Garnishment of wage in whose interest?
link.springer.com [PDF]
… Yet the calculative, discretionary agent of economics is always incomplete: “the logic of economic liberalism lives within … Council (NCC) officers lodged discussion firmly in the technical, managerial sphere of sound economic response to … 'Empty, Swept and Garnished': the Public …

The law and economics of consumer finance
academic.oup.com [PDF]
… Yet the calculative, discretionary agent of economics is always incomplete: “the logic of economic liberalism lives within … Council (NCC) officers lodged discussion firmly in the technical, managerial sphere of sound economic response to … 'Empty, Swept and Garnished': the Public …

Prevalence and characteristics of Virginia hospitals suing patients and garnishing wages for unpaid medical bills
jamanetwork.com [PDF]
… Yet the calculative, discretionary agent of economics is always incomplete: “the logic of economic liberalism lives within … Council (NCC) officers lodged discussion firmly in the technical, managerial sphere of sound economic response to … 'Empty, Swept and Garnished': the Public …

Tags:account bank child court credit creditors debt debts definition economic economics employee employer federal finance financial income issued laws legal money notice order paid payments person personal process property salary state states student support taxes types wage wages

Q&A About Garnishment

What is garnishment?

Garnishment is a legal process whereby payments towards a debt owed by an individual can be paid by a third party- which holds money or property that is due to the individual - directly to the creditor. The third party in such a case is generally the individual's employer and is known as the garnishee.

Who can be garnished?

Garnishments are typically used for debts such as unpaid taxes, monetary fines and child support payments.

Which of these are not types of garnishment?

Monetary fines and child support payments are not types of garnishments.

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