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DB(k) Plan

What is 'DB(k) Plan'

A retirement plan that combines some of the characteristics of a 401(k) plan with those of a defined benefit (DB) plan. Funds can be voluntarily contributed to the DB(k) plan just as they can with a 401(k) plan, with the employer retaining the option to match the funds up to a certain percentage. Upon retirement, the employer will also pay the employee a small percentage of his or her salary, which is similar to a traditional pension.


The DB(k) plan was included in the Pension Protection Act of 2006.

Explaining 'DB(k) Plan'

The DB(k) plan was designed to provide businesses with a way to attract employees, since many investors worry that their entire savings could be wiped out in a down market. Retaining the pension characteristic means that the retiree will still have a source of income, regardless of the performance of the 401(k) portion of the plan.


Further Reading


The role of amenities and quality of life in rural economic growth
onlinelibrary.wiley.com [PDF]
… 83(2) (May 2001): 352–365 Copyright 2001 American Agricultural Economics Association … As an outffow of the 1998 Resource Planning Act Assessment of Outdoor Recreation and Wilderness … and business taxes are generally deemed to be detrimental to local economic growth …

Portfolio choice and trading in a large 401 (k) planPortfolio choice and trading in a large 401 (k) plan
www.aeaweb.org [PDF]
… 83(2) (May 2001): 352–365 Copyright 2001 American Agricultural Economics Association … As an outffow of the 1998 Resource Planning Act Assessment of Outdoor Recreation and Wilderness … and business taxes are generally deemed to be detrimental to local economic growth …

Turning workers into savers? Incentives, liquidity, and choice in 401 (k) plan designTurning workers into savers? Incentives, liquidity, and choice in 401 (k) plan design
www.nber.org [PDF]
… 83(2) (May 2001): 352–365 Copyright 2001 American Agricultural Economics Association … As an outffow of the 1998 Resource Planning Act Assessment of Outdoor Recreation and Wilderness … and business taxes are generally deemed to be detrimental to local economic growth …

Are 401 (k) plans replacing other employer-provided pensions? Evidence from panel dataAre 401 (k) plans replacing other employer-provided pensions? Evidence from panel data
www.nber.org [PDF]
… 83(2) (May 2001): 352–365 Copyright 2001 American Agricultural Economics Association … As an outffow of the 1998 Resource Planning Act Assessment of Outdoor Recreation and Wilderness … and business taxes are generally deemed to be detrimental to local economic growth …

The effects of 401 (k) participation on the wealth distribution: an instrumental quantile regression analysisThe effects of 401 (k) participation on the wealth distribution: an instrumental quantile regression analysis
www.mitpressjournals.org [PDF]
… 83(2) (May 2001): 352–365 Copyright 2001 American Agricultural Economics Association … As an outffow of the 1998 Resource Planning Act Assessment of Outdoor Recreation and Wilderness … and business taxes are generally deemed to be detrimental to local economic growth …

What determines 401 (k) participation and contributionsWhat determines 401 (k) participation and contributions
heinonline.org [PDF]
… 83(2) (May 2001): 352–365 Copyright 2001 American Agricultural Economics Association … As an outffow of the 1998 Resource Planning Act Assessment of Outdoor Recreation and Wilderness … and business taxes are generally deemed to be detrimental to local economic growth …

Can 401 (k) Plans Provide Adequate Retirement Resources?Can 401 (k) Plans Provide Adequate Retirement Resources?
journals.sagepub.com [PDF]
… 83(2) (May 2001): 352–365 Copyright 2001 American Agricultural Economics Association … As an outffow of the 1998 Resource Planning Act Assessment of Outdoor Recreation and Wilderness … and business taxes are generally deemed to be detrimental to local economic growth …

401 (k) matching contributions in company stock: costs and benefits for firms and workers401 (k) matching contributions in company stock: costs and benefits for firms and workers
www.sciencedirect.com [PDF]
… 83(2) (May 2001): 352–365 Copyright 2001 American Agricultural Economics Association … As an outffow of the 1998 Resource Planning Act Assessment of Outdoor Recreation and Wilderness … and business taxes are generally deemed to be detrimental to local economic growth …

Individual decision making and risk in defined contribution plansIndividual decision making and risk in defined contribution plans
heinonline.org [PDF]
… 83(2) (May 2001): 352–365 Copyright 2001 American Agricultural Economics Association … As an outffow of the 1998 Resource Planning Act Assessment of Outdoor Recreation and Wilderness … and business taxes are generally deemed to be detrimental to local economic growth …


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