The PenFed Credit Union offers a variety of credit cards that cater to different spending habits and goals. If you’re looking for a new credit card, you may be wondering which PenFed credit card is the right one for you. In this blog post, we’ll review the top PenFed credit cards, their features, benefits, and drawbacks. Whether you’re looking for a card with no annual fee, cashback rewards, or travel perks, we’ve got you covered.
PenFed Pathfinder Rewards Visa Signature Card
This card is ideal for frequent travelers who want to earn rewards points on all purchases. The PenFed Pathfinder Rewards Visa Signature Card offers 3x points on travel, 4x points on dining, and 1.5x points on everything else. You’ll also receive a $100 annual travel benefit, TSA Precheck or Global Entry fee credit, and travel insurance. The downside is that the card has an annual fee of $95.
PenFed Power Cash Rewards Visa Signature Card
This card is perfect for people who want a straightforward cashback credit card with no annual fee. The PenFed Power Cash Rewards Visa Signature Card offers a flat 2% cashback on all purchases, including gas, groceries, and dining. You can also earn a $100 statement credit after spending $1,500 within the first 90 days of account opening.
PenFed Gold Visa Card
This card is a good option for people who want a low-interest rate credit card with no annual fee. The PenFed Gold Visa Card has a variable APR of 7.49%-17.99% depending on your creditworthiness. You’ll also get fraud protection, travel and emergency assistance, and car rental insurance. However, you won’t earn rewards or cashback on your purchases with this card.
PenFed Defender American Express Card
This card is designed for military service members, veterans, and their families. The PenFed Defender American Express Card offers a cashback program that includes unlimited 2% cashback on supermarkets, gas stations, and utilities, and 1.5% on all other purchases. You’ll also get exclusive military benefits, such as waived foreign transaction fees, access to base lounges, and deployment and PCS benefits.
PenFed Platinum Rewards Visa Signature Card
This card is suitable for people who want to earn rewards on specific categories of spending. The PenFed Platinum Rewards Visa Signature Card offers 5x points on gas purchases, 3x points on supermarket purchases, and 1x points on everything else. You can redeem your points for travel, merchandise, and gift cards. The card has no annual fee, but you’ll need excellent credit to qualify for it.
In conclusion, the PenFed Credit Union offers a range of credit cards that cater to different spending lifestyles and objectives. To choose the best PenFed credit card for you, consider your spending habits, credit score, and financial goals. Whether you want to earn travel rewards, cashback, or low-interest rates, there’s a PenFed credit card that can work for you. By comparing the features, perks, and drawbacks of the PenFed credit cards we reviewed, you can make an informed decision and start enjoying the benefits of your new card.